'A penny saved is a penny earned;' financial lessons from the past

A lifetime of hard work can be lost in a few minutes if your insurance policy omits important elements. Sound insurance management for your business is fully as important as good financing, marketing, personnel management, or any other key aspect. Like these other functions, good insurance for the business doesn't just happen.
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When you start thinking about hiring a catering company for your wedding reception or special event, use this checklist to help you get through the process smoothly. Be sure to consult with catering companies as far in advance of your event as possible so you will be able to hire someone who can provide you with the food you want.
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Advanced, colorful exterior trim is conquering several roles, distinctly benefitting time-squeezed homeowners and letting them lock away the paintbrush.
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The arrival of the cooler weather means different things to many different people - football season, the vibrant colors of the changing leaves, hot chocolate, snuggly sweaters and a vast array of festive flavors that reinvigorate cooking and baking routines.
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More homeowners are moving their living rooms outside to well-appointed patios and decks, furnishing these spaces with all the comforts of their favorite indoor gathering spaces.
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If you need more space for a growing family, an attic bedroom is an ideal way to turn storage space into livable space. And, if you plan on selling your home, attic upgrades have been shown to yield more than a 75 percent return.
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Take a cue from Mother Nature and start your spring decorating from the ground up with the right flooring choice.
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Been to the grocery store lately? Filled up your vehicle with gas in the last week? It's not your imagination - many of the items you use most often are getting more expensive. And near the top of the list of price increases are the building materials that go into remodeling projects and new home construction.
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Being smarter about money is one of the most common New Year's resolutions, whether it's cutting back on spending, saving more, or making sure to pay bills on time to avoid late fees. Making good on those promises is easier than ever, thanks to the gadgets that are constantly by our sides or in our hands.
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When considering the types of insurance you need, does disability fall on that list? It should. For more and more people, long-term disability insurance is not an option but a necessity. It represents that critical safety net you will need to ride out a serious accident or illness.
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So many financial issues need to be addressed when you are separated and facing a divorce. Often, however, these matters get overlooked—or completely ignored—during this emotional period. Yet this is exactly the time when clear-headed financial decisions must be made—before the divorce—or your financial security can be affected for the rest of your life.
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Destination weddings are becoming more and more popular,  but dragging your wedding dress, favors and all the guests overseas can be pricey for brides and grooms on a budget.  However, many domestic destinations right here within the continental U.S. can offer the same breath-taking scenery, diverse settings and luxurious amenities you would expect to find - and pay more for - if you go abroad.
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Knowledge is the first commandment of safe travel, but it helps to have back-up like ID theft prevention and travel insurance for situations beyond your control. And when you've taken steps to ensure that your trip will be safe, your honeymoon will be sweeter than ever.
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It happens every year. Months of wet winter weather followed by the spring thaw produce one of the most common household problems: water stains on ceilings and walls.
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Tile offers supreme durability and a longer lifespan than most floor and wall coverings. Unlike wood that rots and needs refinishing, or carpeting that loses its pile and shows wear, ceramic tile lasts up to four times longer.
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