| Advisor Profile |
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| Name: |
Thomas Cafarella |
| Phone Number: |
(617) 830-4503 |
| Website: |
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Business Description |
| CMB Accounting Group is a CPA firm with a focus on both our clients accounting and financial planning needs. We serve both business and individual clients and look to serve individuals in Massachusetts. We are looking to establish long term relationships with our clients in order to insure their long term financial success. |
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| Prepared By: |
Thomas Cafarella |
Frequently Asked Questions |
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| Q. |
Do you have a customer satisfaction or refund policy? |
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Yes, if customers are not 100% satisfied they will be reimbursed 100% of the fees charged. |
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| Q. |
What are your qualifications? What is your education background? |
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I am a licensed in accounting as a CPA, licensed to advise on all kinds of insurance including life, accident, health, and am licensed to sell securities and hold a series 6 and 63 license. |
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What is your approach to financial planning? |
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Our approach is to determine where the client is now financially and where they want to be in the course of their lifetime. We then create a plan that fits these needs, and is updated periodically when changes occur in their lives. Our approach is to put our clients needs first. |
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What services do you offer? |
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Full range of financial planning including taxes, insurance, investing, retirement planning, estate planning, etc. |
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How many clients do you currently manage? |
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Will you be the only person working with me? |
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While there are other advisers in my office available as resources, I will be the main contact person for my clients. |
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How are you compensated? How will I pay for your services? |
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My company is compensated either by doing fee for service financial planning whereby the individual contracts with me to create a financial plan, or we are compensated when we place individuals into specific financial products, such as securities etc. |
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| Q. |
If you are going to manage my account, will you obtain my permission every time you buy or sell something? |
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Yes, that is required by securities law. |
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| Q. |
Do you offer any guaranteed results? |
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That depends on the type of insurance/investment product. For example, a bond issued by the U.S. treasury is guaranteed while an individual stock is not. |
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How much risk should I be willing to take? |
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That depends on where you are in your current financial position and where you are looking to go. Every client is different and to create one specific financial plan for my clients would create poor results. |
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Have you ever been charged with any breaches? |
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What are your qualifications and experience? |
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Qualifications include being a licensed CPA and graduating with my bachelors in accounting. I have years of experience in international and local accounting firms and have dealt with a wide variety of tax issues. |
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Will you come to my location? |
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What are your rates? |
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Rates vary depending on the complexity on the tax return. However some general estimates are provided:
1. Simple Individual Tax Return: $100
2. Complex Individual Tax Return: $175
3. Simple Business Return: $200
4. Complex Business Return: $350-$1,000 |
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Why should I choose you for my tax needs? |
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I am a licensed CPA, and have experience at some of the best accounting firms in the world. I am easy to work with, and always put my clients first. |
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