Most Americans Look to Themselves First for Financial Advice

(ARA) - You?ve entrusted your spouse or partner with your life and love. But when it comes to leaning on someone for financial advice, that?s often a different story.
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(ARA) - There are a number of difficult conversations parents have with their children along the path to adulthood. One topic that parents rarely tackle is money management, but having a heart-to-heart about money and how to manage it may save your child from financial heartache down the road.
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(ARA) - Many Investors, in individual, trust and qualified accounts (IRAs, Roth IRAs, 401k, 403b, Educational Savings Accounts, etc.), would like to share in the return potential of a rising stock market without having their hard-earned dollars exposed to risk of a market downturn. There is now an innovative way that you can achieve both through a unique deposit investment -- Dow Jones Indexed Certificates of Deposit (ICDs).
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(ARA) - Worried about rising interest rates? As consumers wrestle with what the numbers mean, personal finance experts point out that rising rates may have very different effects on your day-to-day budget, depending on what your expenses are, and whether your debt is in credit cards, mortgages or other consumer loans.
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Do you have a son or daughter leaving home for college this fall? Along with the requisite cell phone, CD/DVD player and wardrobe, are they prepared for the money needs they will now be challenged with? Do they have the financial tools in their backpacks as they head off to one of more than 4,100 colleges and universities in the United States? Here are some important facts to consider when assisting your student in making good financial decisions as they head off to college:
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(ARA) - Worried about rising interest rates? As consumers wrestle with what the numbers mean, personal finance experts point out that rising rates may have very different effects on your day-to-day budget, depending on what your expenses are, and whether your debt is in credit cards, mortgages or other consumer loans. Experts generally agree with a simple suggestion: understand how interest rate changes affect the expenses you pay each month, and take actions to make sure your money is working for you in the best way possible. Besides consulting with your investment professional, sit down with a trusted financial advisor who can provide information and options that can help you leverage shifts in interest rates.
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