2010 is the last year for certain tax breaks

Many credits that saved Americans thousands of dollars on their 2009 tax returns are also good for 2010. The federal credits being extended through 2010 will impact workers, families, college students, low-income taxpayers and homeowners who make green improvements.
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Nothing ever stays the same, and that goes for how your credit is scored. Now, the size of your balances counts more than it did in the past. Here are some issues to keep in mind next time you head for your wallet to pull out your credit card.
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You may have heard recently about new tax savings related to long-term care coverage. The news is that some provisions of the Pension Protection Act of 2006, which are designed to help individuals pay for their long-term care coverage, went into effect January 1.
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Being smarter about money is one of the most common New Year's resolutions, whether it's cutting back on spending, saving more, or making sure to pay bills on time to avoid late fees. Making good on those promises is easier than ever, thanks to the gadgets that are constantly by our sides or in our hands.
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When considering the types of insurance you need, does disability fall on that list? It should. For more and more people, long-term disability insurance is not an option but a necessity. It represents that critical safety net you will need to ride out a serious accident or illness.
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So many financial issues need to be addressed when you are separated and facing a divorce. Often, however, these matters get overlooked—or completely ignored—during this emotional period. Yet this is exactly the time when clear-headed financial decisions must be made—before the divorce—or your financial security can be affected for the rest of your life.
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When all the holiday dust settles, tax time begins for millions of Americans. Regardless of when you file, follow these tips to make preparing your 2010 taxes easier.
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Going to college is, for most students, the first time they'll feel really independent. And, accordingly, the rest of the world starts treating them like adults too, from the expectations of college professors to the credit card offers that will start flooding in. And just as it's important to study hard for a major, it's essential to learn what are the real benefits and repercussions of having a credit card.
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Have you ever wondered if you'll be able to afford retirement? Do you question if your finances will keep you afloat if your family were to experience a medical emergency or another expensive and unplanned event? Take one hour to review your finances and discover if there are areas where your plans can be stronger.
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You know the importance of saving for retirement, but do you have the time and know-how to accomplish your financial goals? In an increasingly busy world, it's possible that keeping close tabs on your investment accounts isn't exactly realistic.
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If you are like most people, your IRA isn’t getting enough attention. It may sit neglected until you get your quarterly statement and then it’s forgotten again for another three months. Yet there is plenty you could be doing with your retirement holdings to ensure a bright retirement. Take the opportunity now to renew your relationship with your 401(k) and make it your best friend.
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The best way to start evaluating your finances is to compare your monthly income and expenses. This is the scary part, but it's the necessary first step to keeping more of your money in your pocket where it belongs.
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What if you threw away dollar bills every time you found them in your pocket? Does it matter how you pay for your family's everyday purchases - with cash, credit/debit card or personal check? In fact, the way you choose to pay in stores and restaurants may be costing you (and the local stores you shop in) thousands of dollars a year.
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When it comes to retirement, a lot has changed since our parents’ days. Some of the new thinking relates to the amount that should be withdrawn from portfolios in retirement. While the conventional wisdom has been to stick with one set amount throughout the years, there are some good reasons to rethink this, say financial experts.
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If you find yourself in a financial hole you can't get out of, it's important to know you have options. Being in debt can cause people to continue to make payments that they can't afford or can barely afford without much hope of ever eliminating the debt. If you find yourself in this position, there are a few routes you can pursue to free yourself from overwhelming debt.
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