Health Insurance Checklist: What's Most Important to You?

Insurance plans vary. Before choosing a plan, decide what is most important to you. This checklist can help. Put a check in front of those services that are important to you. Then see how many of these services are in Policy #1, Policy #2, and Policy #3. On the checklist, write in the coinsurance or copayment rate, if there is one, and any limits on service.
Read Full Article

Fee-for-Service - This is the traditional kind of health care policy. Insurance companies pay fees for the services provided to the insured people covered by the policy. This type of health insurance offers the most choices of doctors and hospitals. You can choose any doctor you wish and change doctors any time. You can go to any hospital in any part of the country.
Read Full Article

Heath insurance coverage usually comes in two types: fee-for-service and managed care. Both of these types cover a wide range of medical expenses, including doctor visits, hospital stays, surgery, and prescription drugs.
Read Full Article

ou’ve thought about leaving your job and working for yourself, but the security of your company’s health coverage is holding you back. You're not alone.More than half of U.S. workers would consider exiting their current jobs and flying solo as free agents if they were guaranteed the same health benefits as found in traditional employment, according to a recent study.
Read Full Article

If you have employees, then salaries, wages, and benefits are a large part of your monthly expenses. You want to make sure that you are getting the most productivity for your money. While most employees are productive when their pay is tied to their performance, you may run into situations where this is not the case. What happens when you have a problem with low employee motivation and/or productivity?
Read Full Article