'A penny saved is a penny earned;' financial lessons from the past

If the recent financial turmoil has taught us anything, it's that maybe we should pay attention to the age-old sayings that our parents and grandparents passed on to us.
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Many credits that saved Americans thousands of dollars on their 2009 tax returns are also good for 2010. The federal credits being extended through 2010 will impact workers, families, college students, low-income taxpayers and homeowners who make green improvements.
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A lifetime of hard work can be lost in a few minutes if your insurance policy omits important elements. Sound insurance management for your business is fully as important as good financing, marketing, personnel management, or any other key aspect. Like these other functions, good insurance for the business doesn't just happen.
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Buying a home is one of the biggest decisions and commitments one will ever make, yet many people are not nearly as familiar with the ins and outs of the mortgage process as they are with their favorite TV show or sports team. Taking time to educate yourself will go a long way in easing the stress of buying a home and preparing you for the responsibilities of home ownership.
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Going to college is, for most students, the first time they'll feel really independent. And, accordingly, the rest of the world starts treating them like adults too, from the expectations of college professors to the credit card offers that will start flooding in. And just as it's important to study hard for a major, it's essential to learn what are the real benefits and repercussions of having a credit card.
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The current housing market requires a proactive approach to selling, and to get the result you want, you have to think about every aspect of your home. Having a home inspection can add value to the property, speed up the negotiation process, increase the likelihood of an offer and, most importantly, help sell your home.
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Money talk doesn't have to be difficult. With a little strategy and the right attitude, you can build the financial security you need to secure a successful, happy life together.
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You’ve thought about leaving your job and working for yourself, but the security of your company’s health coverage is holding you back. You're not alone.More than half of U.S. workers would consider exiting their current jobs and flying solo as free agents if they were guaranteed the same health benefits as found in traditional employment, according to a recent study.
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The best way to start evaluating your finances is to compare your monthly income and expenses. This is the scary part, but it's the necessary first step to keeping more of your money in your pocket where it belongs.
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Achieving a college degree can mean more and better professional opportunities throughout your career. Unfortunately, for many people, a college degree will also mean starting their professional lives in deep debt, burdened by hefty student loans they took out to fund their college education.
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If you find yourself in a financial hole you can't get out of, it's important to know you have options. Being in debt can cause people to continue to make payments that they can't afford or can barely afford without much hope of ever eliminating the debt. If you find yourself in this position, there are a few routes you can pursue to free yourself from overwhelming debt.
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Most people do not think twice about insuring their car or their home, but many overlook protecting an asset that is arguably many times more valuable: their paycheck.
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It seems that nearly every day, some sort of advertisement, article or promotion regarding the 2010 changes for Roth IRA conversions comes our way. This is a potentially great option for some individuals. However, most of what we see looks more like a sales pitch than real financial advice.
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Got a case of the financial jitters? You're not alone. A recent survey of 1,000 American adults by Thrivent Financial for Lutherans and "Kiplinger's Personal Finance" magazine found that most Americans are still struggling with or worried about their finances.
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Despite signs of economic recovery, many small business owners continue to struggle to borrow money to sustain or grow their companies. This can have a big impact on local communities, which rely on small businesses to create much-needed jobs and provide critical services.
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